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    Personal Umbrella Insurance:
    Ready for the Trials of Life

    As a mature motorist, a responsible homeowner—and, perhaps, a conscientious boat owner—you carry proper insurance coverages to protect yourself and your family. You might even be insured to the max. You feel ready for whatever life throws at you.

    But are you, really?

    Personal Umbrella Insurance:
    Standard Policies Might Not be Enough

    The simple, unpleasant reality of standard insurance coverage is this: Standard policies might not provide sufficient coverage for you and your family against an excessive liability claim. If you were judged legally liable in a lawsuit against you, a single event could quickly deplete your standard coverages. What do you do then?

    You pay the remainder—or declare bankruptcy.


    Texas Personal Umbrella Insurance:
    An Answer to Payout Gaps

    A proper personal umbrella insurance policy from Walzel Insurance can help prevent payout shortfalls. If you face a worst-case scenario and your standard policies come up short, an umbrella policy would start paying once standard insurance is exhausted. Umbrella policies can provide numerous supplementary coverages. Some of those coverages might even be excluded from a standard policy.

    When Do I Need
    Personal Umbrella Insurance?

    If you were sued for damages by a guest in your home who suffered an injury, a legal judgement against you could exceed the insured amount on your home policy for this type of event. It’s the same story for standard car insurance if another driver, other passengers, or even your own passengers were injured in a wreck in which you were the driver. The same goes for boat insurance.

    What Policy Types Does Personal Umbrella Insurance Supplement?

    Personal umbrella insurance policies can be used to supplement:

    • Homeowner’s policies
    • Auto and motorcycle policies
    • Boat policies
    • More

    For a Free Personal Umbrella Insurance Quote, Contact Walzel Insurance

    At Walzel Insurance Agency Inc, experience has taught us that personal umbrella insurance is the closest one can come to truly being ready for anything. A personal umbrella policy from Walzel can provide an additional sense of security that comes through an extra layer of insurance preparedness protection.

    If you’re shopping for personal umbrella insurance or are interested in learning more about your coverage options, we’d like to hear from you! As an independent insurance agency, we partner with numerous personal umbrella insurance carriers. That means your window-shopping quest to find the right coverage can end with our agency.

    Got questions about personal umbrella insurance? At Walzel Insurance Agency Inc, we’ve got answers! For a free online personal umbrella insurance quote, click here, or call Walzel Insurance Agency today at 281-422-2027!